Culture & Core Values

We believe that by achieving and maintaining financial sustainability, we could continue to pursue our vision and mission. The staff of Anjoy Credit Limited have the following values in their work:

• The lordship of Jesus Christ
• Customer focus
• Honesty
• Integrity
• Professionalism
• Innovation
• Teamwork

We will listen to our clients and commit ourselves to consistently meeting or exceeding their expectations with customer-focused services and quality on-time deliverables.

ACL values client relationships. Our first priority is always to ensure that the clients are fully satisfied with our services.
ACL values quality. We will continue to strive to serve our clients in the most efficient, effective and best possible way.
ACL values integrity, fairness and honesty in all business dealings. Trust is the cornerstone of our business and it will never be compromised.
ACL values diversity and neutrality. We serve poor people on the basis of need not ethnicity, religion or political affiliation.